IJIBM (2017), Volume 1, Issue 1

  • Service Quality in the Eritrean Banking Sector

    Empirical Service Quality in the Eritrean Banking Sector Fitsum Ghebregiorgis1 and Asmerom Atewebrhan2 1 Department of Business Management and Marketing, College of Business and Economics, P.O. Box 3963 Asmara, Eritrea; 2 Department of Accounting, College of Business and Economics, P.O. Box 3963 Asmara, Eritrea This paper aims at measuring the quality standing of the banking sector in Eritrea. It focuses on the study of the Eritrean Commercial Banks in order to examine their performance towards quality service and behavioural intentions….

  • Problems and solutions with China’s P2P lending regulation

    Problems and solutions with China’s P2P lending regulation Hang Yin Here we find out the problems and possible solutions with China’s P2P lending regulation on the basis of above chapters’ analysis and conclusions. The main problems and corresponding solutions are as follows: •China’s current regulation pattern of institutional regulation is not effective, creating legal blankness and blurs. China is supposed to implement the functional regulation system as an alternative.•It is reasonless to assign local governments to regulate P2P lending within…

  • P2P lending industry in China

    P2P lending industry in China Hang Yin A judgmental sampling method is used to analyze the business models existing in China’s P2P lending market. To achieve this goal, this research selects the top 100 platforms based on outstanding loan amount to find out their business processes. After observing these platforms’ official websites, this research divides all business models into three categories with the asset side, platform side, and liability side. At the asset side, 78% of sample platforms implement business…

  • P2P lending’s business models, risks and regulation

    P2P lending’s business models, risks and regulation Hang Yin   Peer-to-peer (P2P) lending is a new mode of alternative finance, allowing borrowers and lenders to transact through Internet platform without traditional intermediaries. This review focus on reviewing the P2P lending’s business models, risks and regulation.     Keywords: P2P, business models, risks, regulation

  • Empirical Investigation of the Role of Emotional Intelligence on Employees’ Work Engagement in Banking Industry in South-western Nigeria

    Empirical Investigation of the Role of Emotional Intelligence on Employees’ Work Engagement in Banking Industry in South-western Nigeria Solomon Ojo Ph.d Department of Human Resource Development, Faculty of Management Sciences, Okuku Campus, Osun State University. The study investigated the role of Emotional Intelligence on employees’ work Engagement in banking industry. A total 804 bank employees took part in the study, in which 364 (45.3%) were males while 440 (54.7%) were females, with a mean age of 33.38 yrs (SD=7.98yrs). Questionnaire…