International Journal of Industrial and Business Management

Tourism Industry in India: Prospective, Issues and Challenges

Research Article of International Journal of Industrial and Business Management Tourism Industry in India: Prospective, Issues and Challenges Dr. Ajay Singh Yadav Assistant Professor, Department of Commerce, Unity Degree College, Lucknow Tourism becomes the perfect vehicle for inclusive growth of society and positively contributes to the development and poverty alleviation. Travel industry has the potential to change lives and way of approach to people. Present study analyses the issues, challenges and perspectives of tourism industry in India. Analytical-cum- descriptive research design is used in present study, in which secondary sources are used to gather information. Study concluded that although tourism industry in India has registered of positive growth since last decade, but there are many lacunae. Tourism industry in India is growing and it has vast potential for generating employment and earning large amount of foreign exchange besides giving a fillip to the country's overall economic and social development. Eco-tourism needs to be promoted so that tourism in India helps in preserving and sustaining the diversity of the India's natural and cultural environments. Tourism in India should be developed in such a way that it accommodates and entertains visitors in a way that is minimally intrusive or destructive to the environment. If we look at the way other countries present their tourism statistics and the details included, we have a long way to go, though there has been a reasonable improvement with regard to international tourism data collection. Keywords:Tourism Industry in India: Prospective, Issues and Challenges ...

Service Quality in the Eritrean Banking Sector

Research Article of International Journal of Industrial and Business Management Empirical Service Quality in the Eritrean Banking Sector Fitsum Ghebregiorgis1 and Asmerom Atewebrhan2 1 Department of Business Management and Marketing, College of Business and Economics, P.O. Box 3963 Asmara, Eritrea; 2 Department of Accounting, College of Business and Economics, P.O. Box 3963 Asmara, Eritrea This paper aims at measuring the quality standing of the banking sector in Eritrea. It focuses on the study of the Eritrean Commercial Banks in order to examine their performance towards quality service and behavioural intentions. The findings from the study reveal mixed evidence in that, although customers’ base their banks’ overall quality assessment on the service quality dimensions identified in this study, they do not consider the service quality dimensions identified to be important in their intention to spread positive word-of-mouth about their bank’s services and they seem to be willing to switch to another bank even with a positive perception of service quality. Thus, there may be considerations other than the quality dimensions identified in this study on which customers base their future purchase which seeks further study. In comparison with similar service quality studies made in other countries, this study has come-up with new dimensions. Hence, the outcome may enrich our understanding of services marketing and the determinant variables in what customer perceive regarding quality service in a developing country setting. Future research would benefit from additional research in this area in other geographical settings to better understand the generalisability of the findings reported. Keywords: Service quality, banking sector, customers, behavioural intentions, Trade, Eritrea ...

Problems and solutions with China’s P2P lending regulation

Research Article of International Journal of Industrial and Business Management Problems and solutions with China’s P2P lending regulation Hang Yin Here we find out the problems and possible solutions with China’s P2P lending regulation on the basis of above chapters’ analysis and conclusions. The main problems and corresponding solutions are as follows: •China’s current regulation pattern of institutional regulation is not effective, creating legal blankness and blurs. China is supposed to implement the functional regulation system as an alternative.•It is reasonless to assign local governments to regulate P2P lending within respective jurisdictions, as P2P lending has the nature of revenue localization but risk nationalization. Banking regulatory bureaus that are vertically managed by the central government are more suitable to become local regulators for P2P lending.•China’s P2P lending industry association still has a great distance to become a real industry self-regulation organization like P2PFA in the UK, since that it has a too low coverage rate. Eligible platforms should be required to join in the industry association to improve the association’s management effectiveness.•Establishing a new P2P lending database is a waste of current resources. The PBC credit reference center is a relatively well-developed credit review system. If P2P platforms are permitted to access to the PBC credit reference system, there is no need to invest more financial and material resources in founding a new database.•Regulation on securitization in P2P lending industry is ignored by the regulators. P2P lending securitization is an inevitable trend, which needs scientific guidance and standardization. The problems of risk responsibility subject, information disclosure, and excessive securitization should be paid more attention when designing related mechanisms.•Rules about risk reserve mechanism are omitted by the regulators. Real risk reserve funds can protect investors to some extent and will not result in liquidity risks for platforms. A qualified risk reserve ...

P2P lending industry in China

Research Article of International Journal of Industrial and Business Management P2P lending industry in China Hang Yin A judgmental sampling method is used to analyze the business models existing in China’s P2P lending market. To achieve this goal, this research selects the top 100 platforms based on outstanding loan amount to find out their business processes. After observing these platforms’ official websites, this research divides all business models into three categories with the asset side, platform side, and liability side. At the asset side, 78% of sample platforms implement business of guaranteed loans, 59% offer risk reserve service on credit loans, 14% provide pure credit loans, and 6% supply insurance loans. There are also 13% of sample platforms refer to the transfer of creditor rights from other financial institutions. For the platform side, P2P lending businesses are presented by the time order of before lending, during lending, and after lending. And at the liability side, there are individual or institutional investors. In the last, this research uses the qualitative method to identify risks come along with corresponding business models. These risks are mainly caused by P2P lending stakeholders’ willingness or abilities. Among all the risks, platform side risks are most prominent. Keywords: P2P, business models, risks, regulation ...

Dr Ubaldo Comite
Professor, Faculty of Economy, Department of Business Sciences, University of Calabria; Faculty of Economy, University Giustino Fortunato (Benevento – Italy).

Dr Dorina Ticu
Alexandru Ioan Cuza University Iasi, Romania, Faculty of Philosophy and Social and Political Sciences, Departament of Political Sciences, International Relations and European Studies

Dr Rajender Kumar
Sr.Assistant Professor, Department of Commerce, Rajdhani College, University of Delhi

Dr Paresh Shah
Professor, Department of Commerce, Rai University, Ahmedabad, Gujarat, India

Dr Prasenjit Chatterjee
Associate Professor and Head of the Department, Department of Mechanical Engineering, Mckv Institute of Engineering

Dr Rajendrakumar V. Raval
Associate Professor in Commerce, Professor in-charge, P. G. Center of Commerce

Suprakash Mondal
Assistant Professor, Department of Mechanical Engineering, Mallabhum Institute of Technology

Dr Amol Gore
Professor (Operations Management), University of Mumbai a/f Institute of Management Studies and Research, India.

Prof. Dr. Slavoljub Vujovic
Senior Research Associate, BBS, Belgrade

Dr Waeibrorheem Waemustafa
Banking Department, School of Economics, Finance & Banking, College of Business, Universiti Utara Malaysia

Dr Vinay Kandpal
Assistant Professor, Department of Accounting & Finance, College of Management & Economic Studies, University of Petroleum & Energy Studies, Bidholi , Dehradun

Dr Iftikhar Hussain
Associate Professor, Incharge Campus and Director Advanced Studies & Research, University of Kotli Azad Jammu and Kashmir

Dr. Abdulfattah Yaghi
Associate Professor, Public Administration, Human Resource Management, Leadership, Public Policy & Governance, United Arab Emirates University

Dr. P. Karthikeyan
Associate Professor, School of Management Studies, Kongu Engineering College

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1.Mingzhu Wu.Valuation of Electricity Swing Options by Bilevel Model. International Journal of Industrial and Business Management, 2018; 2:8. DOI:10.28933/ijibm-2018-11-0808
2.Quamrul Hasan and H. M. Belal.Improving Industry-University R&D Partnership Project Management: A Pilot Study. International Journal of Industrial and Business Management, 2018; 2:7. DOI:10.28933/ijibm-2018-06-0701

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International Journal of Industrial and Business Management


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