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This paper aims at measuring the quality standing of the banking sector in Eritrea. It focuses on the study of the Eritrean Commercial Banks in order to examine their performance towards quality service and behavioural intentions. The findings from the study reveal mixed evidence in that, although customers’ base their banks’ overall quality assessment on the service quality dimensions identified in this study, they do not consider the service quality dimensions identified to be important in their intention to spread positive word-of-mouth about their bank’s services and they seem to be willing to switch to another bank even with a positive perception of service quality. Thus, there may be considerations other than the quality dimensions identified in this study on which customers base their future purchase which seeks further study. In comparison with similar service quality studies made in other countries, this study has come-up with new dimensions. Hence, the outcome may enrich our understanding of services marketing and the determinant variables in what customer perceive regarding quality service in a developing country setting. Future research would benefit from additional research in this area in other geographical settings to better understand the generalisability of the findings reported.

Here we find out the problems and possible solutions with China’s P2P lending regulation on the basis of above chapters’ analysis and conclusions. The main problems and corresponding solutions are as follows: •China’s current regulation pattern of institutional regulation is not effective, creating legal blankness and blurs. China is supposed to implement the functional regulation system as an alternative.•It is reasonless to assign local governments to regulate P2P lending within respective jurisdictions, as P2P lending has the nature of revenue localization but risk nationalization. Banking regulatory bureaus that are vertically managed by the central government are more suitable to become local regulators for P2P lending.•China’s P2P lending industry association still has a great distance to become a real industry self-regulation organization like P2PFA in the UK, since that it has a too low coverage rate. Eligible platforms should be required to join in the industry association to improve the association’s management effectiveness.•Establishing a new P2P lending database is a waste of current resources. The PBC credit reference center is a relatively well-developed credit review system. If P2P platforms are permitted to access to the PBC credit reference system, there is no need to invest more financial and material resources in founding a new database.•Regulation on securitization in P2P lending industry is ignored by the regulators. P2P lending securitization is an inevitable trend, which needs scientific guidance and standardization. The problems of risk responsibility subject, information disclosure, and excessive securitization should be paid more attention when designing related mechanisms.•Rules about risk reserve mechanism are omitted by the regulators. Real risk reserve funds can protect investors to some extent and will not result in liquidity risks for platforms. A qualified risk reserve mechanism should be independent, with limited protection, and full information disclosure.

A judgmental sampling method is used to analyze the business models existing in China’s P2P lending market. To achieve this goal, this research selects the top 100 platforms based on outstanding loan amount to find out their business processes. After observing these platforms’ official websites, this research divides all business models into three categories with the asset side, platform side, and liability side. At the asset side, 78% of sample platforms implement business of guaranteed loans, 59% offer risk reserve service on credit loans, 14% provide pure credit loans, and 6% supply insurance loans. There are also 13% of sample platforms refer to the transfer of creditor rights from other financial institutions. For the platform side, P2P lending businesses are presented by the time order of before lending, during lending, and after lending. And at the liability side, there are individual or institutional investors. In the last, this research uses the qualitative method to identify risks come along with corresponding business models. These risks are mainly caused by P2P lending stakeholders’ willingness or abilities. Among all the risks, platform side risks are most prominent.

The study investigated the role of Emotional Intelligence on employees’ work Engagement in banking industry. A total 804 bank employees took part in the study, in which 364 (45.3%) were males while 440 (54.7%) were females, with a mean age of 33.38 yrs (SD=7.98yrs). Questionnaire format was employed for data collection, which was made into a number of sections and into several copies for data collection. Both the Descriptive and Inferential statistics were adopted for data analysis. Specifically, the Statistical Packages for Social Sciences (SPSS) version 17.0 was utilized for data analysis. The results revealed that bank employees who were high on emotional intelligence reported more work engagement than bank employees who are low on emotional intelligence [t (802) =3.20, P

This review includes over three hundred derivatives in which each Pt(II) atom is in a distorted square planar environment with inner coordination spheres of PtS4, PtS3X, PtS2X2, PtSX3, PtS2XY, PtSX2Y and PtSXYZ. There is a wide variety of mono-, bi- , ter- , and tetra-dentate ligands, all incorporating both homo- and hetero-dentate varieties. The most common ligands are dimethylsulphoxide and triphenylphosphine. The chelating ligands create a wide variety of metallocyclic rings, where the effects of both steric and electronic factors are observed. Examples of cis– and trans– isomerism exists in these derivatives as well as distortion isomerism, which is much more common. Ligands exerting the trans– effect in these Pt(II) complexes are stronger in the order: OL, NL < Cl < Br < I < SL < H ~ AsL ~ PL ~ CN. Several relationships between the structural parameters were found and are discussed. The complexes crystallized in five crystal classes: hexagonal (0.4%) < tetragonal (1.5%) < orthorhombic (13.8%) < triclinic (23.7%) < monoclinic (60.7%).

Fine powders of orange peel (Citrus sinensis), scent leaf (Ocimum gratissimum), morinda leaf (Morinda lucida) and lemongrass (Cymbopogon citratus) were applied against 2-day-old maize weevils, Sitophilus zeamais with a view to identifying non-chemical control agent(s) of the weevils. Growth rate, antioviposition effect, repelling efficacy and mortality due to each powder were determined. It took an average of 35.4 days for weevils to develop from egg to adult and none of the powders had adverse effect on growth rate. The powders repelled maize weevils significantly, being strongest in C. citratus. However, M. lucida did not achieve an effective antioviposition effect like the other three plants. Percent weevil mortality was higher in maize grains treated with C. citratus and M. lucida within the first one week of application but the effect remained stronger in the former beyond this period. The plant materials, especially C. citratus, showed potential for protecting maize grains against the storage pest.

This review explained that homeopathy as rectified for attention deficit/hyperactivity disorder. Homeopathy and alternative methods like Diet &Herbal remedies are complete clear the symptoms, core symptoms or related outcomes of deficit/hyperactivity disorder.

The analysis of time series is based on the assumption that successive values in the data file represent consecutive measurements taken at equally spaced time intervals. There are two main goals of time series analysis: (a) identifying the nature of the phenomenon represented by the sequence of observations, and (b) forecasting or predicting future values of the time series variable. Both of these goals require that the pattern of observed time series data is identified and more or less formally described. Once the pattern is established, one can interpret and integrate it with other data (i.e., Use it in the theory of the investigated phenomenon, e.g., Seasonal commodity prices). Regardless of the depth of one’s understanding and the validity of our interpretation (theory) of the phenomenon, one can extrapolate the identified pattern to predict future events. This paper discusses about how to analyze time series data, what are its goals, types of time series data, and models available to analyze time series data.

Duodenal duplication cysts are rare congenital anomalies usually found in children, but rare cases have been described in adults. We report the case of a duodenal duplication cyst in a 54-year-old man who presented with a gastrointestinal obstruction inherent to endoluminal hemorrhage. Diagnosis was evocated by endoscopy. It was confirmed by computed tomography, oesogasto duodenal swallowing and magnetic resonance imaging. Partial cystectomy with mucosal stripping was performed via a midline laparotomy. The patient’s recovery was uneventful. The diagnosis was confirmed by histological examination of the operative specimen. In elderly patients with atypical presentation associated to cystic structures neighboring the duodenum, a high index of suspicion is required to diagnose this rare congenital pathology. Complete excision is the optimal treatment, but in some cases, partial cystectomy or endoscopic procedures can be performed.